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Few Good Cars., LLC.

Affordable Car Financing

How can I save money on my car loan?

Use your savings to "secure" a credit card. Apply for our Secured VISA Classic Credit Card. If you've never had unsecured credit before, of if you've had problems in the past and are trying to re-establish your credit, our secured card gives you the opportunity to build a positive credit history.

How to get the Best Financing on Your Next Car.

Beware zero percent financing Zero percent financing sounds like an amazing bargain – after all, how can you beat a no interest loan? You can. Such “deals” often come with inflated prices for extended warranties and loan insurance, high application fees, and pre-payment penalties. And because you forfeit the rebate option, you end up paying a higher price for the car. Though you may not have to pay interest on the first half of the loan, you could be charged interest on the remainder – and have to pay it first. This is called “front loaded” interest. You may also be required to repay the car in three years or fewer – resulting in a very high monthly payment.

    Consider the example:
  • $20,000 loan 0 % financing for 3 years = $555 per month
  • $20,000 loan 3.9 % financing for 5 years = $367.43 per month
Zero percent financing can be elusive. It is only offered to those with very good credit, which is determined by the lender. And it is often not available for the most popular cars and trucks.
Though zero percent financing can be an economical way to buy a car, very often you will pay less overall and have a more manageable payment by negotiating the price down and paying a reasonable amount of interest instead.

Save Your Income

Use an automatic savings plan to make sure that you save a percentage of your paycheck every payroll period. The percentage should be determined by your financial planning needs. Some people need to save 10 percent of their gross pay while others need to save more. If the amount saved goes to a 401(k) plan or another tax-deferred plan, so much the better.
But don't stop with automatic savings. Put aside everything you can. If you invest $50 a month in a mutual fund, you could have as much as $25,000 in ten years, depending on the rate of return.

Simple. Auto Broker Assistance.

Few Good Cars, takes care of the entire new car buying or leasing process for you.

Filed For Bankruptcy?

Our experts can help you get approved for vehicle financing whether you have filed for bankruptcy in the past, or even if you're currently going through bankruptcy and repossession. Obtaining an auto loan after bankruptcy discharge is one of the best ways to help you rebuild your credit score. Even if you have not completed the bankruptcy process, you may still be eligible for an open bankruptcy auto loan.

Special financing. Get Help With Your Loan

Buried in your trade?

We can help you get into a nicer, newer vehicle even if you owe more on your trade-in than it's worth. Whether you have good credit or bad credit, let us help dig you out of your old vehicle; and possibly, with lower payments that you are currently paying.

What is your car value? We can help sell your car.

Cars for Welfare Recipients

Michigan provides up to $1,200 for a car purchase to TANF cash recipients and to families that do not receive cash welfare but do receive food stamps, Medicaid benefits or subsidized child care. (Families can receive subsidized child care in Michigan if their incomes are below 180 percent of the poverty line.)

Car Credit Builder Tips NewsLetter

Credit scores and credit reports. Identify items that are hurting your credit score than cleaning up your credit by paying off past-due accounts, disputing credit report errors, and adding positive information to your credit report before a car dealer ship looks at it.

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